My 1st Attempt To Blog @ Home

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SWIFT is the abbreviation of the Society for Worldwide Interbank Financial Telecommunication. It was created in 1973 supported by 239 banks in 15 countries. The mission is to have a shared worldwide data processing and common protocol for international financial transactions. The community of financial sectors worldwide recognize the technological benefit of SWIFT system that it outperformed the TELEX system. Members of the SWIFT has its own id number called the BANK SWIFT CODE. Read more…

In connection with the article I posted yesterday about paypal fund to your peso account. So I tried updating my paypal account that now requires a 9-digit bank code but I don’t know where to get one… Do I have to call my bank?

To complete your PayPal withdrawal, you will need to enter the name of your bank, your bank account number and the corresponding 9-digit bank code, which identifies your bank.

Read more…

I just receive an email advisory from Paypal and eBay and this is what it says:

Now you can add your Philippine bank account to your PayPal account, so you can withdraw your money directly to your bank. It saves you time and gives you faster access to your PayPal funds! Plus, there is no charge to withdrawal amounts over PHP 7000*. So go ahead and add your bank account today! Read more…

I logged in today to my Google Adsense account and saw that the Money Transfer Control Number (MTCN) for my November Adsense payout via Western Union Quick Cash is already available.

Since the Western Union (WU) method was offered two months ago, the MTCN was always released to publishers a bit delayed. The Money Transfer Control Number for my October 2007 earnings, for example, appeared on my account only on November 1. For my November earnings, I was able to receive the payout only on December 2.

But with the MTCN for November now out, I can encash my Adsense income before the end of December 2007. Woot!

Happy New Year, indeed!

P.S. Before you encash your Adsense earnings, here’s a Western Union payout tip. Scout first for the WU branch that offer the highest exchange rate because not all Western Union pickup outlets have the same rates.

Again, happy new year!

A friendly reminder to everyone encashing their Google Adsense earnings via Western Union Quick Cash: scout first for the Western Union branch that offers the highest exchange rate because you will “lose” if you received a low rate.

This I realized when I encashed my Adsense income for November today. First I went to SM Megamall’s Bills Payment section where they process Western Union transactions. I asked what their dollar-to-peso exchange rate is and got told it’s $1 to P42.35.

I decided not to redeem my earnings yet and instead headed to an RCPI-Western Union branch inside St. Francis Square which is just across SM Megamall. The staff told me their current exchange rate is $1 to P42.67.

Betting that another Western Union pickup location can beat this rate, I went to Sanry’s Foreign Exchange at Glorietta Mall in Makati. True enough, they offer $1 to $42.70. I then decided to settle for this and I redeemed my November Adsense earnings.

Our reminder again: before you hurry to a Western Union agent for your Google Adsense payment, search first for a branch with the highest offered rate.

Because if, for example, you received $1,000 and decided to convert this to peso today at SM Megamall instead of Sanry’s at Glorietta, you would have “lost” P350 [$1,000 * (P42.70-P42.35)].

It might not be a big amount, but P350 still is P350, right?

What has been your experience using Western Union to receive Adsense payments?

Let us know!